AVAILABLE IN NSW

Home Energy Saver loan

0% interest, no-fee loan, funded by the NSW Government. Suitable for: Solar panels, batteries, heating/cooling, solar hot water.

Learn More
  • Loan amount: Up to $15,000
  • Interest rate: 0%
  • Repayment term: Flexible terms of up to 10 years
  • Home Energy Saver loans are funded by the NSW Government and delivered by Brighte.

Eligibility:

  • Your household’s total taxable income not exceeding $210,000 per year.
  • The property is located in NSW.
  • You own the property (as an owner-occupier or landlord).
  • You meet our credit assessment requirements.
  • The loan is available across NSW and is subject to Brighte approval.
  • You are an Australian Citizen or Permanent resident.
  • The property is not social housing or used for short-stay accommodation.
AVAILABLE IN ACT & NSW

Brighte Green Loan

A low-rate loan for solar and energy-efficient upgrades. Suitable for: solar panels, batteries, heating/cooling, solar hot water.

Learn More
  • Loan amount: up to $60,000
  • Interest rate: From 9.49% p.a. (fixed)
  • Comparison rate: 10.98% p.a.^
  • Repayment term: 2 – 10 years
  • No early repayment fee

Weekly account fee: $2.70
Establishment fee: from $199
Late fee: $4.99 (capped at $49.90/year)

Eligibility:
Must be 18+, an Australian resident, and meet Brighte’s credit criteria.

AVAILABLE IN ACT, NSW & TAS

Brighte 0% Interest Payment Plan

Great for: solar, battery storage, and home improvement projects.

Learn More
  • Borrow $1,000–$55,000
  • Fortnightly repayments over 6 months to 10 years
  • 0% interest
  • No early repayment fees

Weekly account fee: $2.70
$75 establishment fee
Late fee: $4.99 (capped at $49.90/year)

Eligibility:
Must be 18+, an Australian resident, and meet Brighte’s credit criteria.

AVAILABLE IN ACT & NSW

Plenti Home Improvement Loan

For those wanting maximum flexibility and quick turnaround. Ideal for: major solar installations, off-grid systems, or energy-efficient renovations.

Learn More
  • Borrow up to $65,000
  • Interest rates from 6.28% p.a. (comparison rate also 6.28% p.a.)
  • Repayment term: 1 – 7 years
  • No monthly or early repayment fees
  • Fast approval and funding

Establishment fee from $199
$2.70/week account keeping fee

Which Option Is Right for Me?

If you’re unsure which finance plan suits your needs, we’re here to help. Our team can talk you through each option and help you apply for the right one based on your budget and goals.

👉 Need help choosing a plan?
Call our team or select interested in finance in your quote request.

1300 517 120 Get a Free Quote
4.8

Average rating on Google · 128 reviewsverified against the live Google Business Profile, 31 Jul 2026

Read them on Google →